Accidents happen, and if in the event of one of these accidents you are not able to work for an extended period of time, what will replace your income as the bills still keep coming?  Disability insurance is the perfect answer for both short term and long-term income replacement needs and is offered again by most insurance companies.

Critical illness coverage is a more cost-effective way to protect yourself against common diseases.  With today’s advances in medicine and proper coverage you can survive common illnesses such as: heart attacks, strokes and cancer.  While recovering from such a disease the last thing you need is added stress of  bills piling up as well as bills for the additional care.

Ask how Critical illness coverage can make this concern disappear and the possibility of not having to make claims while still getting your money back with this coverage.